Bankoto - About

Our Story

Bankoto was born out of firsthand frustration. Our founders spent years building and scaling businesses in Nigeria, and the same pattern repeated every time: brilliant ideas were drowning in administrative chaos.

Founders would spend weeks navigating CAC bureaucracy. They’d miss tax deadlines because they didn’t know they existed. They’d lose investor deals because their books were a mess. They’d hire accountants who ghosted them during audit season. The talent was there. The market opportunity was there. But the backoffice infrastructure? Broken.

We tried every solution on the market. Expensive consultants who overcharged and under-delivered. Generic software built for Western markets that didn’t understand Nigerian compliance. Freelancers who disappeared at critical moments. Nothing worked the way it should.

So we built Bankoto. Not another accounting tool. Not another compliance consultant. But a complete backoffice infrastructure — powered by AI where speed matters, backed by human experts where precision matters, and designed specifically for the realities of running a business in Nigeria.

Today, we’re the backoffice partner for hundreds of ambitious Nigerian businesses. And we’re just getting started.

"Every hour a founder spends on CAC filings or chasing receipts is an hour they’re not spending building the future. We’re giving them those hours back."

— Bankoto Founding Team

Our Values

These principles guide everything we build and every decision we make.

⚡

Speed Matters

Founders move fast. We move faster. Whether it’s incorporating a business or filing taxes, we eliminate waiting and get it done right the first time.

🎯

Obsess Over Details

One missed filing can cost a funding round. One accounting error can trigger an audit. We sweat the small stuff so our customers never have to.

🤝

Be a True Partner

We’re not vendors. We’re co-founders of your backoffice. Your success is our success. Your problems are our problems.

🧠

Make It Simple

Compliance is complex. Taxes are confusing. Our job is to hide that complexity and make everything feel effortless for our customers.

🛡️

Trust is Everything

We handle sensitive financial data and critical business operations. Trust isn’t a nice-to-have — it’s the foundation of everything we do.

🚀

Build for Africa

Generic global solutions don’t work here. We understand Nigerian regulations, cultural context, and the unique challenges of building in this market.

Ready to Focus on What Actually Grows Your Business?

Join hundreds of Nigerian founders who've automated their backoffice with Bankoto.

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Meet the Team

We're a team of builders, operators, and domain experts who've experienced the pain of bad backoffice infrastructure firsthand. Now we're fixing it for everyone else.

Chidi Okonkwo

Co-Founder & CEO

Former fintech founder. Spent 3 months incorporating his first company. Built Bankoto so no one else has to.

Amara Nwosu

Co-Founder & CTO

Ex-Google engineer. Believes automation should give people their time back.

Emeka Adisa

Head of Compliance

20+ years navigating Nigerian corporate law and regulatory requirements.

Funmi Adeleke

Head of Finance

Former Big 4 accountant. Makes messy startup books clean and simple.

Tunde Bakare

Head of Product

Product designer obsessed with making complex workflows feel effortless.

Ngozi Obi

Head of Customer Success

Believes every customer interaction is an opportunity to build trust.

We're Building the Backoffice Every Business Deserves