Built in Lagos — real professionals, backed by smart technology for every back-office workflow
Bankoto ERP

Run your day-to-day. Free, for every business.

Invoicing, inventory, expense tracking and payments — in one simple platform. No credit card, no hidden tiers, no catch.

Free forever No credit card required Set up in minutes
Everything included, free
Invoicing Inventory & Stock Expense Tracking Payments Real-Time Reports
What's Included

The tools every business runs on — free.

No juggling five different apps. Bankoto ERP puts invoicing, inventory, expenses and payments in one place, at no cost.

Invoicing

Create professional invoices in seconds, send them straight to your clients, and track every payment in real time — with automatic reminders so you're never chasing a late payment by hand.

What's Included
  • Branded, customizable invoices
  • Real-time payment tracking
  • Automated payment reminders
  • Recurring invoices for repeat clients

Inventory & Stock

Know exactly what's in stock, what's running low, and what needs reordering — updated in real time, so you never oversell or run out at the worst moment.

What's Included
  • Real-time stock levels
  • Automated reorder alerts
  • Multi-location tracking
  • Product-level reporting

Expense Management

Record and categorize every expense, set budgets, and see exactly where your money is going — so month-end never comes as a surprise.

What's Included
  • Expense recording & categorization
  • Budget tracking
  • Spend reports by category
  • A clear, real-time view of cash flow

Payments

Accept payments through the channels your customers already use — bank transfer, cards or mobile money — with every transaction reconciled automatically.

What's Included
  • Multiple payment gateways
  • Bank transfer & mobile money support
  • Secure, bank-grade transactions
  • Automatic reconciliation
Need More?

Need more than the day-to-day?

When your business needs licensed accountants, HR professionals or lawyers on demand — not just software — that's what Bankoto Console is for.

Explore Bankoto Console
Bankoto ERP by the Numbers

Trusted by businesses already running on it

5,000+
Registered businesses
₦5M+
Disbursed to businesses
5
Strategic partners

Ready to run your day-to-day for free?

Join thousands of businesses already using Bankoto ERP for invoicing, inventory, expenses and payments.